Will my credit score be affected for credit card application rejections?
Getting rejected for a loan or credit card doesn’t impact your credit scores. However, creditors may review your credit report when you apply, and the resulting hard inquiry could hurt your scores a little.
What to do if you keep getting denied for a credit card?
If you are denied credit, you can take a few steps, including:
- Improving your credit and reapplying.
- Calling the card issuer’s reconsideration line.
- Trying for a different credit card.
How long should I wait to apply for another credit card after being denied?
six months to one year
WalletHub, Financial Company
You should wait six months to one year between credit card applications in most cases, regardless of whether your last application was approved or denied. Most people’s credit scores will bounce back from a credit card application in about six months.