Why small retail stores ask for ID with a credit card while big don’t

Because large stores do not pay their cashiers enough that the companies can dock the employees’ pay if they allow a bad credit card to go through. So most cashiers at large stores won’t take the extra effort to check the card properly.Oct 21, 2017

Do you need ID for credit card purchases?

In most instances, merchants are not allowed to require an ID for credit card purchases. They can ask for your ID, but they cannot refuse to accept your credit card if you don’t show your ID, as long as your credit card is signed.

Do you need ID for debit card?

Generally speaking, a debit card does not require the user to show identification to the merchant. Yet, some merchants may have a store policy requiring customers show identification, especially if the customer is not using his personal identification number (PIN) with the card.

Is it legal to ask for ID with a credit card in California?

A Merchant may request but must not require a Cardholder to provide additional identification information as a condition of Card acceptance, unless such information is required to complete the Transaction, such as for shipping purposes, or the Standards specifically permit or require such information to be collected.