Which of the following is better for good returns on mutual funds, SIP, lump sum, or STP I have a small amount of 60K which I need to invest wisely.
Which gives better return SIP or lumpsum?
Market Timing
During a market low, lumpsum investment will generate higher returns. If you are unable to identify cycles, a SIP will help distribute the risk.
Which type of mutual fund gives highest return?
List of Equity Mutual Funds in India
| Fund Name | Category | 1Y Returns |
|---|---|---|
| Axis Midcap Fund | Equity | 17.1% |
| Invesco India Infrastructure Fund | Equity | 26.1% |
| Mirae Asset Emerging Bluechip Fund | Equity | 15.2% |
| Mirae Asset Tax Saver Fund | Equity | 13.4% |
Which is better SIP or mutual funds?
SIP can be considered as a better route to achieve the financial plan and investment goals. Mutual funds provide an investor with an option either to reinvest the earnings or returns. If instead of withdrawing an investor reinvests in the same plan he can enjoy the benefits of power of compounding.
Which is better SIP or lumpsum in ELSS?
Choosing ELSS will help you maximize tax benefits under Section 80C. Lumpsum investments will be better suited if you are investing at the end of a financial year, or if you have a higher risk appetite. On the other hand, SIPs will be better suited if you want to avert risks and have a steady source of income.
Does SIP give good returns?
For the beginners or first-time investors, SIPs are the best option as they allow you to earn high returns at a lower investment risk. You can invest a fixed amount every week, month, quarter, or half-yearly for a definite tenure depending on your income and financial goals.
Is lump sum better than SIP Quora?
SIP is preferable over lump sum because investor can automatically buy more units when the markets are low. This results in a lower average price, which translates to higher returns. An SIP is a good way to invest at an average price over a period.
Which lumpsum mutual fund is best?
What Are the Best Mutual Funds for Lumpsum Investment?
| Fund Name | Fund Category | 5 Year Returns |
|---|---|---|
| Quant Tax Plan | ELSS | 23.92% |
| PGIM India Flexicap Fund | Flexi-cap Funds | 20.62% |
| Mirae Asset Emerging Bluechip Fund | Large and Midcap Funds | 21.74% |
| PGIM India Midcap Opportunities Fund | Midcap Funds | 21.42% |
Which SIP is best for investment?
Best SIP Plans for the Year 2022
| Fund Name | Monthly Investment | 5 years Return |
|---|---|---|
| HDFC Balance Advantage Fund | 5000 | 13.47% |
| ICICI Prudential Bluechip Fund | 5000 | 15.69% |
| Kotak Standard Multicap Fund | 5000 | 12.51% |
| Motilal Oswal Focused 25 Fund | 5000 | 14.34% |
Which type of mutual fund is best?
Which mutual fund scheme should I choose? Capital Protection Funds are the best bet for individuals who want to ensure protection of their principal invested amount. Under such schemes, the funds are split between investment in equity markets and fixed income instruments.
Which mutual fund SIP is best for long term?
Large-Cap Schemes
| Scheme Name | 5-Year Monthly SIP | 10-Year Monthly SIP |
|---|---|---|
| ICICI Pru Top 100 Fund (G) | Rs.9,41,591 | 18.43% |
| Quantum LT Equity Fund (G) – Direct Plan | Rs.9,15,695 | 17.27% |
| Reliance Growth Fund (G) | Rs.10,75,057 | 24.01% |
| SBI BlueChip Fund – Reg (G) | Rs.9,55,955 | 19.07% |
Which type of mutual fund is safe?
Liquid Funds:Considered to be the safest type of mutual fund, liquid funds invest in liquid instruments with short maturity i.e. less than 91 days. They provide 1% or 2% higher returns than savings account with almost no risk.