What to do with an unused money order?
If the money order is blank, put your name in the recipient’s area and endorse the back of the money order. Then you can either present it to a teller. If you don’t have a bank account, many banks such as Chase, Wells Fargo and Bank of America will cash a money order for a fee.
How do I get my money back from an unused money order?
If you have your original money order or your purchaser’s receipt and your money order has not been cashed, you’ll need to do the following for a refund: Open the Money Order Refund Request form. Enter the details and attach your receipt. Accept the terms and conditions and select Submit.
Can I use an unused money order?
Generally, money orders don’t have expiration dates. This means you should be able to cash a money order no matter how old it is. But issuers may begin applying fees if a money order goes uncashed for a year or more. The fee can vary.
Can I cash a money order back to myself?
A money order is a financial instrument just like a check. You can deposit a money order made out to yourself or cash it at your bank. If you prefer to have the cash, some retail stores will also cash money orders, or you could go to a check cashing service.
What can I do with a money order that I already filled out?
What if I already filled out the money order but no longer need it for the payment I was going to make? If the money order is not altered and in good condition, you may try to cash the money order at your bank or a check cashing store.
What happened what happens when a money order is not cashed?
But if the money order goes missing, you have a good chance of getting your money back—minus a fee and a few weeks’ delay—as long as it hasn’t been cashed.
Can I tape a money order back together?
Can I put a shredded money order back together? If you find yourself having to stick together pieces of a shredded money order, it’s unlikely to be accepted when you try to cash it. You will more than likely have to ask for a replacement money order to be sent to you from the sender.
Can I cash a money order I made out to someone else?
To cash a money order, you’ll need to first endorse it by signing your name on the back. You will also need to provide identification no matter where you’re cashing your money order. If you don’t have any ID, you can endorse the money order to someone else, like a sibling or friend, who does have an ID.
How long does it take to refund a money order?
The entire process varies by issuer, but it often takes about 20 to 30 days if you provide a receipt. If not, it can take around eight weeks.
Can I return a money order to Walmart?
If you received a money order and you’re not sure where to cash it, then you can head to your local Walmart. As long as your Walmart has a MoneyCenter, they can cash your money order for you. Even if your Walmart doesn’t have a MoneyCenter, you can likely receive help at a customer service desk.
How long can you hold a money order?
No, money orders do not have an expiration date. However, depending on the state of purchase, if you do not use or cash the money order within 1-3 years of the purchase date, a non-refundable service charge will be deducted from the principal amount according to the terms conditions of the money order.
Can I white out a money order?
No, you cannot make changes to a completed money order. Any form of alteration or correction will make it ineligible for cashing.
What if I signed the back of a money order?
Many money order providers and cashiers won’t let you correct the mistake yourself. Changing information on the completed money order will make the order ineligible for cashing; the official policy is that money orders must be canceled and/or refunded if there is a mistake.
Can you take a money order back to the post office?
How to Cash Domestic Money Orders. Domestic money orders never expire and they do not accrue interest. Money orders are cashed for the exact amount on the order. You can cash a USPS money order at a Post Office for free.
How do I cash a money order?
How to Cash a Money Order
- Bring your money order to a location that will cash it. You can take the money order to your bank, credit union, grocery store, and some retail stores. …
- Endorse your money order. …
- Verify your identity. …
- Pay service fees. …
- Receive your cash.
Can you deposit a money order into your bank account?
Money orders do not include personal information, such as your bank’s routing number and your bank account number. The recipient can cash the order at a local bank or credit union—there’s no requirement to go to the issuer to have it cashed. Money orders can also be deposited into a bank account, for no fee.