13 March 2022 12:48

What is the best type of fund to invest in?

For an investor looking for fixed returns when making a safe investment in mutual funds, the best option is to invest in a debt fund. Such a fund invests in debt instruments such as government bonds, company debentures, and any other fixed income asset. However, you should consult a financial advisor before investing.

Which type of fund is best?

The table below shows the best equity funds:

Mutual fund 5 Yr. Returns 3 Yr. Returns
ICICI Prudential Technology Fund 31.38% 38.65%
TATA Digital India Fund DIRECT Plan Growth 33.67% 37.95%
Aditya Birla Sun Life Digital India Fund – Growth-Direct Plan 31.66% 37.75%
Quant Small Cap Fund – Direct Plan-Growth 21.86% 37.12%

What is the best fund to invest in now?

Here’s the list of the five best mutual funds for SIP:

Fund Name 3-year Return (%)*
Mirae Asset Emerging Bluechip Fund Direct-Growth 21.55% Invest
SBI Focused Equity Fund Direct Plan-Growth 19.61% Invest
Axis Bluechip Fund Direct Plan-Growth 17.21% Invest
UTI Flexi Cap Fund Direct-Growth 19.84% Invest

What is the safest investment with highest return?

9 Safe Investments With the Highest Returns

  • Money Market Accounts.
  • Treasury Bonds.
  • Treasury Inflation-Protected Securities.
  • Municipal Bonds.
  • Corporate Bonds.
  • S&P 500 Index Fund/ETF.
  • ividend Stocks.
  • Comparison.

What is the safest type of fund?

U.S. Treasury bonds are widely considered the safest investments on earth. Because the United States government has never defaulted on its debt, investors see U.S. Treasuries as highly secure investment vehicles.

What type of investment gives the best return?

Now, let us take a quick understanding of each of the best investment options with high returns in India 2022 one by one:

  • Unit Linked Insurance Plan (ULIP) …
  • Public Provident Fund (PPF) …
  • Mutual Fund. …
  • Bank Fixed Deposits. …
  • National Pension Scheme (NPS) …
  • Senior Citizen Savings Scheme. …
  • Direct Equity. …
  • Real Estate Investment.

What is better than mutual funds?

When following a standard index, ETFs are more tax-efficient and more liquid than mutual funds. This can be great for investors looking to build wealth over the long haul. It is generally cheaper to buy mutual funds directly through a fund family than through a broker.

Which is the best mutual fund to invest in 2021?

India’s best performing mutual funds for December 2021

Name of Fund 1-Year Return 3-Year Return
Axis Blue-Chip Fund (G) 20.641% 19.641%
Canara Robeco Blue-Chip (G) 24.544% 21.031%
Mirae Asset Large Cap (G) 27.736% 17.861%
Data Source: Morningstar

Which mutual funds give highest return?

List of High Risk & High Returns in India Ranked by Last 5 Year Returns

  • HDFC Small Cap Fund. …
  • Nippon India Growth Fund. Consistency. …
  • Invesco India Mid Cap Fund. Consistency. …
  • Tata Midcap Growth Fund. Consistency. …
  • UTI Mid Cap Fund. Consistency. …
  • DSP Midcap Fund. Consistency. …
  • L&T Midcap Fund. Consistency. …
  • Mirae Asset Midcap Fund. N.A.

Which is best mutual fund for long term?

List of Long Duration Mutual Funds in India

Fund Name Category 1Y Returns
Axis Small Cap Fund Equity 37.5%
Quant Flexi Cap Fund Equity 36.0%
PGIM India Flexi Cap Fund Equity 22.6%
BOI AXA Tax Advantage Fund Equity 16.8%

How do I choose mutual funds?

How to Choose the Best Mutual Fund

  1. Identify Goals and Risk Tolerance.
  2. Style and Fund Type.
  3. Fees and Loads.
  4. Passive vs. Active Management.
  5. Evaluating Managers and Past Results.
  6. Size of the Fund.
  7. History Often Doesn’t Repeat.
  8. Selecting What Really Matters.

What is the #1 safest investment?

Overview: Best low-risk investments in 2022

  1. High-yield savings accounts. …
  2. Series I savings bonds. …
  3. Short-term certificates of deposit. …
  4. Money market funds. …
  5. Treasury bills, notes, bonds and TIPS. …
  6. Corporate bonds. …
  7. Dividend-paying stocks. …
  8. Preferred stocks.

Which fund has the lowest risk?

List of Good Returns at Lower Risk in India Ranked by Last 5 Year Returns

  • Quant Multi Asset Fund. …
  • ICICI Prudential Equity & Debt Fund. …
  • ICICI Prudential Multi Asset Fund. …
  • Edelweiss Aggressive Hybrid Fund. …
  • Axis Triple Advantage Fund. …
  • Canara Robeco Equity Hybrid Fund. …
  • Mirae Asset Hybrid Equity Fund.

What is the best thing to do with a lump sum of money?

Pay down debt: One of the best long-term investments you can make is to pay off high-interest debt now. This is especially true of credit card debt, which is likely costing you between 10% and 15% a year, which is much more than you can reliably make by investing your money.

Is it better to take cash option or annuity?

While an annuity may offer more financial security over a longer period of time, you can invest a lump sum, which could offer you more money down the road. Take the time to weigh your options, and choose the one that’s best for your financial situation.

What can you do with 100k inheritance?

What to Do With an Inheritance: Before You Start

  • Go Slow. …
  • Honor Their Legacy. …
  • Build a Dream Team. …
  • Good Growth Stock Mutual Funds. …
  • Real Estate Bought With Cash. …
  • Inheriting a House: Sell It. …
  • Inheriting a House: Rent It Out. …
  • Inheriting a House: Live in It.

Where is the best place to save your money?

  • High-yield savings account. …
  • Certificate of deposit (CD) …
  • Money market account. …
  • Checking account. …
  • Treasury bills. …
  • Short-term bonds. …
  • Riskier options: Stocks, real estate and gold. …
  • Use a financial planner to help you decide.
  • How can I get 5% interest on my money?

    Here are the best 5% interest savings accounts you can open today:

    1. Aspiration: 5% up to $10,000.
    2. Current: 4% up to $6,000.
    3. NetSpend: 5% up to $1,000.
    4. Digital Federal Credit Union: 6.17% up to $1,000.
    5. Blue Federal Credit Union: 5% up to $1,000.
    6. Mango Money: 6% up to $2,500.
    7. Landmark Credit Union: 7.50% up to $500.

    Where do millionaires keep their money?

    Many millionaires keep a lot of their money in cash or highly liquid cash equivalents. They establish an emergency account before ever starting to invest. Millionaires bank differently than the rest of us. Any bank accounts they have are handled by a private banker who probably also manages their wealth.

    Which is an example of a high risk investment?

    While the product names and descriptions can often change, examples of high-risk investments include: Cryptoassets (also known as cryptos) Mini-bonds (sometimes called high interest return bonds) Structured products.

    What are 3 high risk investments?

    High-Risk Investments

    • Crowdfunding.
    • Crypto Assets.
    • Foreign Exchange.
    • Hedge Funds.
    • Inverse & Leveraged ETFs.
    • Private Company Investments.
    • Promissory Note.
    • Real Estate-Based Securities.

    How can I double my money fast?

    Inage source: Getty Images.

    1. A 401(k) company match. The first way to double your money is nearly effortless. …
    2. The magic of compounding. Compounding is simply math that demonstrates how numbers (such as interest or stock investments) can grow over time. …
    3. Dividends. …
    4. Growth stocks. …
    5. Value stocks.

    What are 4 types of investments?

    Types of Investments

    • Stocks.
    • Bonds.
    • Mutual Funds and ETFs.
    • Bank Products.
    • Options.
    • Annuities.
    • Retirement.
    • Saving for Education.

    What are the 3 main types of investments?

    There are three main types of investments:

    • Stocks.
    • Bonds.
    • Cash equivalent.

    What are the 8 types of investment?

    Eight types of saving and investment options include savings accounts, stocks, certificates of deposits, bonds, mutual funds, real estate, commodities and annuities.

    What should a person invest in?

    12 best investments

    • High-yield savings accounts.
    • Certificates of deposit (CDs)
    • Money market funds.
    • Government bonds.
    • Corporate bonds.
    • Mutual funds.
    • Index funds.
    • Exchange-traded funds (ETFs)

    What is a good investment in 2020?

    Overview: Best investments in 2022

    1. High-yield savings accounts. A high-yield online savings account pays you interest on your cash balance. …
    2. Short-term certificates of deposit. …
    3. Short-term government bond funds. …
    4. Series I bonds. …
    5. Short-term corporate bond funds. …
    6. S&P 500 index funds. …
    7. Dividend stock funds. …
    8. Value stock funds.

    How do beginners make money in the stock market?

    One of the best ways for beginners to get started investing in the stock market is to put money in an online investment account, which can then be used to invest in shares of stock or stock mutual funds. With many brokerage accounts, you can start investing for the price of a single share.