What is Convergent Blu?
Who does Convergent Outsourcing collect for?
Convergent Outsourcing, Inc. is a debt collection agency. This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose.
Who owns convergent outsourcing?
Convergence Resource
Convergent Outsourcing Inc is a debt collection agency owned by Convergence Resource. It was founded in 1950 and currently has about 2,300 employees across 12 offices.
How do you pay Convergent?
The easiest way to pay off your debt is to use our online payment portal. However, if you need to work out a payment plan or have another issue with your debt, you’ll need to call one of our representatives at 1-800-444-8485. Click here for instructions on how to pay by mail.
How do I pay convergent outsourcing?
Thank you for visiting Convergent Outsourcing to make a payment on your account. We’re available to help by phone at 1-800-444-8485 or online through our contact form. One of our team members will walk you through the payment process and answer any questions you may have.
What is convergent on my credit report?
Convergent Outsourcing is a debt collection agency hired by the original owner of your debt to collect payment from you. While they are annoying to deal with, their calls and letters are the least of your worries.
Does Convergent Outsourcing buy debt?
If you have been contacted by Convergent Outsourcing, know that we are accredited by ACA International and have been in business since 1950. With Convergent Outsourcing, we do not buy or own your debt, so you may still verify that the debt is yours with the original creditor.
What happens if you ignore a debt collector?
Ignoring or avoiding the debt collector may cause the debt collector to use other methods to try to collect the debt, including a lawsuit against you. If you are unable to come to an agreement with a debt collector, you may want to contact an attorney who can provide you with legal advice about your situation.
Do debts go away after 7 years?
Most negative items should automatically fall off your credit reports seven years from the date of your first missed payment, at which point your credit scores may start rising. But if you are otherwise using credit responsibly, your score may rebound to its starting point within three months to six years.
Why do I keep getting calls from Convergent?
Have you been contacted by one of our representatives? Usually, our representatives reach out about and resolve collections issues over the phone, so chances are your initial contact with us may have been through a telephone call.
What is COI collections account?
Coi Collection Agency is a debt collection on your credit report. They purchased your debt from a creditor (i.e. a credit card or loan company). They may attempt to communicate with you via mail or phone calls (demanding payment). Even worse, a collections account now appears on your credit report.
Who is the CEO of Convergent Outsourcing?
Mike Meyer
According to Mike Meyer, CEO of Convergent Outsourcing, “The change in ownership to ACT Holdings further positions Convergent as a market leader, diversifying our customer base and creating a flexible, powerful group of companies with long-term sustainable growth.
How do I contact Convergent Outsourcing?
If you have a question about your account or would like to speak to one of our representatives, please either fill out the form to the left or call us today at 1-800-444-8485.
How do you negotiate with Convergent?
At this time, the best way to negotiate your debt with Convergent Outsourcing is to call one of our representatives at 800-444-8485. Please be aware that our customer service representatives are available Monday to Friday, 7am to 5pm Pacific Standard Time.
How do you dispute convergent?
How do I submit a dispute with Convergent?
- Call us from 7 a.m.-5 p.m. PST Monday through Friday at 1-800-444-8485.
- Use our online contact form.
- Mail us a letter of dispute. Your letter should be straightforward and concise. Make it clear that you are seeking to dispute a debt and provide your reasoning why.
How do you deal with Convergent Outsourcing?
Follow these simple steps to stop the calls.
- Write a “stop contact” or “cease” letter telling them to stop contacting you.
- Make a copy for yourself and mail the original to Convergent Outsourcing.
- To prove you sent the letter, send it by certified mail with “return receipt requested.”
Is Convergent a debt buyer?
Convergent Outsourcing is not a debt buyer. In most cases our company has been contracted to assist collecting debt by the party you originally incurred the debt with. As a result, Convergent does not engage in or pursue any legal process required to sue a consumer.
Does Convergent Outsourcing delete?
Please be advised that no one, including a debt collection agency, can remove negative information from your credit report if it’s accurate. Convergent Outsourcing has no control over your credit score and cannot remove information about a debt owed or collected from your credit report.
How do I know if a debt collector is real?
Track the source of the debt by reaching out to your creditor to see if it has any information about the debt in question. If the company that contacted you matches what your creditor has on file, you’ll know it’s a legit debt collector. Always ask for a validation letter or confirmation about the debt.
What should you not say to debt collectors?
3 Things You Should NEVER Say To A Debt Collector
- Never Give Them Your Personal Information. A call from a debt collection agency will include a series of questions. …
- Never Admit That The Debt Is Yours. Even if the debt is yours, don’t admit that to the debt collector. …
- Never Provide Bank Account Information.
Can you dispute a debt if it was sold to a collection agency?
Can you dispute a debt if it was sold to a collection agency? Your rights are the same as if you were dealing with the original creditor. If you don’t believe you should pay the debt, for example, if a debt is statute barred or prescribed, then you can dispute the debt.
Should I answer debt collector calls?
The phone call from a debt collector never comes at a good time—but the best response is to confront the state of these affairs head-on. You may want to hide or ignore the situation and hope it goes away–but that can make things worse. Depending on your personal situation, there may be different steps to take.
Can you block debt collector calls?
You have the right to tell a debt collector to stop communicating with you. To stop communication, send a letter to the debt collector and keep a copy of the letter. The CFPB’s Debt Collection Rule clarifying certain provisions of the Fair Debt Collection Practices Act (FDCPA) became effective on November 30, 2021.
How do you get out of collections without paying?
There are 3 ways you can remove collections from your credit report without paying. 1) sending a Goodwill letter asking for forgiveness 2) disputing the collections yourself 3) working with a credit repair company like Credit Glory that can dispute it for you.
Why you should not pay collections?
Having debt in collections definitely negatively impacts your credit score. Paying off the debt will likely improve your score with credit bureaus that use FICO 9 or Vantage Score 3.0 or 4.0 — the newest versions of credit scoring.
Can you go to jail for debt?
In almost all cases, the answer to this is no. More than a century ago, prison was a real risk for many types of ordinary household debt. In modern times, there’s no possible way you could go to prison for non-payment of most types of debt.
Can I pay original creditor instead of collection agency?
Even if a debt has passed into collections, you may still be able to pay your original creditor instead of the agency. Contact the creditor’s customer service department. You may be able to explain your situation and negotiate a payment plan.