What is clarity report?

Clarity Overview The Clarity database is used to run complex, data-intensive reports without impacting the user-facing PennChart environment. If your reporting needs include large quantities of data, long date ranges, complex mathematics, summarization, or data integration with other systems, then Clarity is your tool!

What information does clarity report?

Collects and provides information on payday loans, installment loans, auto loans (and leasing), check cashing services, rent-to-own transactions, telecommunication account openings, and financial services with an emphasis on the lower- income and subprime consumer market segments.

How do I get my clarity report?

How to Read Your Clarity Consumer File Disclosure

1. Hours of Operation. Monday – Friday 9am – 5pm EST.
2. Mailing Address. Clarity Services, Inc., a part of Experian.
3. Fax Number. [phone].
4. Phone Number. [phone].

What is a clarity score?

The Clarity score is meant to identify a consumer’s risk and can be accessed by the individual themselves or lenders. You can also access your Clarity report for free by calling their phone number or filling out and mailing in a form.

Does clarity report to credit bureaus?

About Clarity

To complement Experian’s vast national coverage, Clarity is an FCRA-regulated credit reporting agency that maintains the largest subprime database in the industry – currently over 62 million unique consumer identities (and growing).

Why is Clarity Services on my credit report?

If Clarity Services appears on your credit report, it is because we received a credit inquiry for you and provided a Clarity credit report. For a copy of your Clarity Report, click HERE. Our Consumer Support Team is available during the listed hours of operation.

Is Clarity Services part of Experian?

Experian owns the largest alternative financial services specialty bureau, Clarity Services, which gives financial institutions access to unique insights on more than 62 million U.S. consumers.

What is an Innovis credit report?

What is an Innovis Credit Report? It is a report that includes your credit history, consisting of accounts you have now or have had in the past. Also, the report includes personal identification information such as your name, address, date of birth, and telephone number.

What is SageStream credit report?

SageStream is a consumer reporting agency that is regulated by the Fair Credit Reporting Act. As part of LexisNexis Risk Solutions, SageStream provides consumer reports and credit scores to different types of companies including credit card issuers, retailers, and wireless telephone service providers.

How do I freeze SageStream?

Opt-Out of Unsolicited Credit and Insurance Offers

1. Submitting your request securely, online by completing our Opt-Out Election Form.
2. Submitting the completed Opt-Out Election Form by mail to: LexisNexis Risk Solutions Consumer Center, P.O. Box 105108, Atlanta, Georgia 30348-5108.
3. Calling us toll free at: 888-395-0277.

What is Epic Clarity database?

Epic Clarity is a 3NF data warehouse and relational database (Oracle or Microsoft SQL database) designed for database developers. It enables users to create data-intensive reports without modifying user database, identify misuse of medications as well as reduce the incidence of medical error.

What does factor trust do?

Collects loan performance information on nonprime consumers to provide predictive credit data, analytics and risk scoring solutions to short- term lenders, installment lenders, nonprime auto lenders (and leasing companies) and other subprime credit providers.

What is FactorTrust opt in?

Opt-In: Your name will be eligible for inclusion on lists used for Firm Offers of credit or insurance. Electronic Opt-Out for Five Years: Your name will not be eligible for inclusion on lists used for Firm Offers of credit or insurance for five years.

Who uses MicroBilt?

MicroBilt is a convenient, single-source provider for consumer credit reports from Equifax, Experian and TransUnion.