What is a consumer report for renting?
You decide to run a tenant background check through a company that compiles background information. These tenant background checks can include a variety of information, including rental and eviction history, credit, or criminal records. They also are known as consumer reports.
What is an example of a consumer report?
Examples of types of information that may qualify as CR include: arrest, convictions, judgements, and bankruptcies; criminal histories, education, and licenses held by consumers; drug tests (if provided by an intermediary to an employer but not when a drug lab provides the result directly to the employer)
What does consumer report do?
Consumer Reports is an independent, nonprofit member organization that works side by side with consumers for truth, transparency, and fairness in the marketplace. Consumer Reports works to create a fair and just marketplace for all.
How do I get a consumer report?
You can order reports – including your annual free reports – from Experian, Equifax, and TransUnion at annualcreditreport.com – and we recommend that you check your report with each company at least once per year . But you will have to order the specialty consumer reports individually from each reporting company.
What is not included in a consumer report?
Disclosures of basic identifying or demographic information, such as a consumer’s name or address, typically are not considered consumer reports.
Does a consumer report affect your credit?
A credit report will document which accounts are in good standing, if any debts are past due, and other information about your financial history. A credit report, however, is a type of consumer report. A consumer report is a broader report that contains personal identifying information beyond credit.
Is a Consumer Report A hard inquiry?
Hard Inquiries
In response to a hard inquiry, Experian generally sells a complete consumer report (a/k/a credit report) to the potential creditor. Most often, a consumer report sold in response to a hard inquiry includes the consumer’s credit score as well as substantial details about the consumer’s credit history.
Are Consumer Reports reliable?
With a reputation for delivering concise and reliable information on vehicle quality, safety, and performance, Consumer Reports provides thorough reviews on all types of cars, trucks, and SUVs. Consumer Reports cars receive ratings based on either feature data or test drive experiences.
How long does consumer report take?
How long do consumer credit checks take? After the candidate provides consent, the results of a credit check are typically available the same day. If you perform a credit check as part of a comprehensive background screening package, the final report may take anywhere from 1-5 days.
What shows up on a consumer report background check?
Employers routinely obtain consumer reports that include the verification of the applicant/employee’s Social Security number; current and previous residences; employment history, including all personnel files; education; references; credit history and reports; criminal history, including records from any criminal …
How can I get consumer reports for free?
In the search bar, type Consumer Reports and click on one of the queries for access. You may then click the name of the publication (Consumer Reports Buying Guide, Consumer Reports, or others) in the “source” field, then “search within this publication” or chose from an issue to listed to the right.
How much does consumer report cost?
No fake reviews. No advertising. We buy everything we test. 100% unbiased for over 80 years.
| Digital Monthly | Digital Annual | All Access |
|---|---|---|
| $10 / mo | $39 / yr | $59 / yr |
| Helpful tools like Car Recall Tracker™ | ||
| 8,500+ Digital Ratings & Reviews | ||
| 12 issues of our magazine | ||
Can Consumer Reports be trusted?
Consumer Reports is one of the most trusted sources for information and advice on consumer products and services, with more than 7 million paying members. Become a Member or call 1-800-333-0663.