What does the TJX card do?
The TJX Rewards® Credit Card helps you Earn 5 points per $1 at T.J. Maxx, Marshalls, HomeGoods, Sierra and Homesense stores in the U.S. and on participating ecommerce sites operating under these brands, and 1 point per $1 everywhere else. You can also use this card wherever Mastercard is accepted.
What is the point of a TJX card?
The TJX Rewards Credit Card is designed for frequent shoppers of TJ Maxx and its affiliated brands like Marshalls, HomeGoods and Sierra Trading Post. Users receive significant points (5x) for each dollar spent at those stores.
Where can I use my TJX credit card?
The TJX Rewards Platinum card and TJX Rewards World card can be used anywhere Mastercard is accepted. The TJX Rewards card can only be used within the TJX Family. This includes T.J. Maxx, Marshalls, Home Goods, Homesense, Sierra Trading Post, and online at tjmaxx.com and sierratradingpost.com.
What does the Marshalls card do?
The Marshalls credit card is officially called the TJX Rewards card and earns 5x points at TJX Stores (T.J. Maxx, Marshalls, Sierra, Home Sense, and Home Goods).
Does TJ Maxx credit card build credit?
High interest rates on a TJ Maxx card
Like most store cards, the TJ Maxx credit card comes with a high interest rate. Using the card wisely can help establish credit history and prevent the likelihood of having to pay an astronomical final price.
Can I use TJ Maxx card at Marshalls?
Maxx gift cards can be used in conjunction with TJX Rewards® certificates, promo codes and one credit card for payment of your order. TJX Rewards® certificates can be used at tjmaxx.com, marshalls.com, homegoods.com, sierra.com, or in any T.J. Maxx, Marshalls, HomeGoods or Sierra store.
Can I use my TJ Maxx credit card at HomeGoods?
The TJX Rewards® Platinum Mastercard® offers a high in-brand rewards rate whether you’re shopping off the rack or on the web: 5 points per $1 spent at stores in the TJX family (T.J. Maxx, Marshalls, HomeGoods, Sierra Trading Post and Homesense).
Can I use my TJ Maxx credit card at Walmart?
But while the TJX Rewards® Credit Card can only be used in TJX stores, the TJX Rewards® Platinum Mastercard® gives you the freedom of a globally accepted credit card (and without foreign transaction fees). With the platinum card in your wallet, you can swipe anywhere Mastercard is accepted.
How do I use my TJX card?
You can use the certificates online at TJMaxx.com or in-store at T.J. Maxx, Marshalls, HomeGoods, Sierra Trading Post, and Homesense stores in the U.S. and Puerto Rico. They can’t be used for buying gift cards, gift certificates, e-gift cards, or any third-party gift cards, nor can they be traded for cash.
Can you get cash back on TJ Maxx credit card?
No, you cannot get cash back with the TJX Credit Card. However, it does have rewards, giving 1 – 5 points per $1 spent on purchases. The TJX Credit Card also has a $0 annual fee.
Is it hard to get a TJ Maxx credit card?
Yes, the TJX Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the TJX Store Card.
What credit score do you need for a T.J. Maxx Mastercard?
around 620 or higher
The TJX Rewards Credit Card typically approves applicants with fair credit or better, which means credit scores around 620 or higher. You can apply for a new card at any TJX-branded location, including your local T.J. Maxx.
Does TJ Maxx credit card expire?
No, you cannot reinstate TJX Rewards certificates. They expire 24 months after they are earned as well as when you close your account with unused rewards. To prevent TJX Rewards certificates from expiring, you must redeem them on a regular basis and make sure to cash in everything before closing your account.
How do I increase my TJ Maxx credit limit?
How to get a credit limit increase without asking:
- Always pay all your bills on time.
- Pay off the card you want the higher limit on fully each month.
- Update your income on the credit card company’s website/app.
- Keep your account open for at least 6-12 months.
What is Syncb TJX?
SYNCB/TJX CO DC stands for T.J. Maxx Companies DC through Synchrony Bank. SYNCB/TJX CO DC is probably on your credit report as a hard inquiry. This often happens when you apply for a card. If a hard inquiry is on your credit report, it’s damaging your credit score (until it gets removed).
Can I cancel my TJ Maxx credit card?
You can cancel your card by calling 1-877-890-3150 for the TJX Rewards Platinum MasterCard or 1-800-952-6133 for the TJX Rewards Credit Card. Please note that when you close a credit card account, the total amount of credit that you have available falls, and that puts a dent in your credit score.
What bank issues TJ Maxx card?
Synchrony Bank
Applicants for a credit card with TJX are considered for two cards through Synchrony Bank. The rewards for both cards are the same for purchases at TJX Companies including T.J. Maxx, Marshalls, HomeGoods, Sierra and Homesense stores. Cardholders will earn 5% back when shopping at these retailers.
Does closing a credit card hurt your credit?
A credit card can be canceled without harming your credit score; just remember that paying down credit card balances first (not just the one you’re canceling) is key. Closing a charge card won’t affect your credit history (history is a factor in your overall credit score).
Can you pay TJ Maxx in store?
You can also pay your bill over the phone through an automated system by calling 877-890-3150. It’s worth noting that you cannot pay your credit card bill at a T.J. Maxx store.
How do I check my TJ Maxx credit card balance?
You can check your TJMaxx Credit Card balance by calling 1-877-890-3150 or the number on the back of your card. You could also check your balance online by signing in to your account. From here you can even monitor your rewards balance, pay your bills or enroll in electronic statements.