Thrift Saving Plan (TSP) Share Price Charts
How is TSP doing in 2021?
On December 31, 2021, the closing price for the C Fund was $71.947. This means the C Fund provided Thrift Savings Plan (TSP) investors with a return of 28.68% in 2021. This is the third consecutive year of significant positive returns for the C Fund. In 2020, the C Fund had a return of 18.31%.
Is the TSP’s fund a good investment?
Why should I invest in the S Fund? While investment in the S Fund carries risk, it also offers the opportunity to experience gains from equity ownership of small-to-mid-sized U.S. companies. It provides an excellent means of further diversifying your domestic equity holdings.
What stocks does the TSP invest in?
The TSP C Fund is a U.S. stock index fund invested in common stocks of the 500 companies in the Standard & Poor’s 500 (S&P 500) Index. Many of the stocks in the index are household names, such as General Electric, Coca Cola, Exxon Mobil, and Walt Disney.
What is the current C fund rate in TSP?
TSP Funds
| TSP Investment Funds 8/31/1990 – 6/17/2022 | TSP G Fund | TSP C Fund |
|---|---|---|
| Last Price (6/17/2022) | 16.9104 | 55.8824 |
| Change (1-Day) | 0.01% | 0.22% |
| YTD Return | 1.04% | -22.33% |
| 1-Year Return | 1.83% | -11.69% |
Should I move my TSP to G fund now?
The G Fund is often thought of as the “safest” TSP Fund as it never goes down. It also does not go up very much when the stock market is booming as it has for the last few years.
TSP Returns in 2022: One Fund is Up and One Down 13.30%
| FUND | PRICE | Year-to-Date |
|---|---|---|
| L 2060 | $13.6051 | -8.58% |
| L 2065 | $13.6048 | -8.58% |
Why is the TSP F fund losing money?
If interest rates rise, how much can the F Fund lose? The longer a bond’s duration, the greater the volatility and potential losses when interest rates change. The F Fund holds thousands of bonds of various durations.
What is the safest TSP fund?
The G Fund is invested in short-term U.S. Treasury securities specially issued to the TSP. Payment of principal and interest is guaranteed by the U.S. government. Thus, there is no “credit risk.”
What is better C or S fund TSP?
As of December 31, 2020, the S Fund outperformed the C Fund over the last 1, 3, 5, 15 and 20 year periods. The C Fund outperformed by a small amount over the last 10 years. Despite the S Fund’s historical record of outperforming C, TSP participants invest three times as much in the C Fund as the S Fund.
Is TSP better than 401k?
While they may not have as many funds to choose from, TSP participants do have one big advantage over most 401(k) investors: lower fees. The total expense ratio, which covers both investment and administrative fees, is 0.055% for individual TSP funds.
What fund should I put my TSP in 2022?
C Fund is Best Performing TSP Fund Over 12 Months
Among the core TSP funds, the fund with the worst performance over the past twelve months is the S Fund which is down 5.31%. The G Fund is up 1.56% over the past twelve months. The S Fund also finished the month with a positive return of 0.90%.
What is a good TSP rate of return?
TSP returns for the past 12 months are excellent. One fund is up more than 62%. The Fund in second place returned 40.29%.
Do TSP funds pay dividends?
You do earn TSP dividends. In fact, you’d get the same amount of dividends that you’d get from any similar stock index fund. However, in the TSP’s effort to reduce administrative expenses, the dividends are automatically reinvested.
How are TSP share prices calculated?
When you borrow or withdraw from your TSP account, the shares are sold from your account at the applicable share price. The number of shares sold is calculated by dividing the amount required from each fund/source combination by the share price for that fund. The result is rounded to four decimal places.
How should I invest in my TSP?
Your best bet is a Roth IRA, to which you can contribute up to $5,500 a year ($6,500 if you’re over 50). The best way to use such an account to supplement your TSP is to invest your entire IRA in large-cap value stocks, small-cap value stocks and emerging markets stocks.
What time does TSP update share price?
approximately 7:00 p.m.
TSP share prices are updated each business day at approximately 7:00 p.m., eastern time.
What should I do with TSP right now?
Quote: Percent you should be putting into the tsp to get your. Full match your full match. And then once you do that five percent you should then go to a roth ira. Until you max that out.
How much is the G fund in TSP?
It’s an emergency fund for them.” And there is currently a lot of money in the G fund: a little more than $260 billion, in fact. That’s more than six times as much as is in the Fixed Income Index Investment F fund, which is also based on the bond market.
How many times can you change your TSP allocations?
There is no restriction on the number of contribution allocation changes you may make, but in reality, they can only be effective once a pay period. An interfund transfer deals with money that is already invested in the TSP.
How do I maximize my TSP?
6 Keys to Maximizing Your Thrift Savings Plan Account
- Weigh Your Options. …
- Contribute as Much as Possible. …
- Consider the Roth Option. …
- Don’t Withdraw Early. …
- Invest According to Your Situation. …
- Monitor Your Investments.
What is the F fund in the TSP?
The TSP F Fund is a U.S. bond index fund. The fund uses a “passive management” (indexing) investment approach, designed to match the performance of the Barclays Capital U.S. Aggregate Bond Index, a broad index representing the U.S. bond market. The F Fund provides broad exposure to U.S. investment grade bonds.