Soft Inquiry vs Hard Inquiry

A hard credit inquiry is when a lender checks your credit before approving you for a loan, such as a mortgage or car loan, or a credit card you’ve applied for. A soft inquiry happens when you receive an offer from a lender, like a pre-approved credit card, or when you check your own credit.

How do you get a 800 credit score in 45 days?

Quote: Very quickly I'm talking to 30 days 45 days maybe 60 days and you can boost your score. Very quickly this is great for people who have no credit history or possibly.

How often should I use my credit card to keep it active?

once every three months

Keeping Your Credit Card Active



You should try to use your credit card at least once every three months to keep the account open and active. This frequency also ensures your card issuer will continue to send updates to the credit bureaus.