Should i do paypal credit

PayPal Credit is useful, but it may not be right for you. Focus on getting your finances under control first and building smart credit habits. (Or stick to credit cards if rewards are a must for you.)

Does PayPal Credit affect credit score Reddit?

PayPal Working Credit does not report to any credit bureau, so it won’t affect your score.

Is it hard to get PayPal Credit?

Jamie Thompson, WalletHub Analyst

The minimum PayPal Credit Card credit score required is 700, which is good credit. As long as you have at least good credit, you should qualify for the PayPal Credit Card. If you use PayPal and eBay a lot, or like to eat at restaurants, it’s worth the hard inquiry.

Is PayPal Credit 6 months no interest Reddit?

No Interest if paid in full in 6 months on purchases of $99 or more. Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months.