18 June 2022 0:27

Paid credit card bill, but money didn’t leave my checking account

This is normal for credit cards. As long as you make the credit card company’s cutoff time, they will make the funds available on your credit card rather than make you wait for them to actually get the funds from your bank. The amount of time this takes actually can vary significantly from bank to bank.

Which card automatically removes money from your checking account when it is used?

debit card

Key Differences. You can’t use your debit card if your bank account is empty (unless you sign up for overdraft protection), but you can use a credit card. When you use a debit card, the money is automatically taken out of your checking account.