KamilTaylan.blog

If you owe tax and don’t file on time, there’s also a penalty for not filing on time. The failure-to-file…ContinueIf you owe tax, how does the IRS failure-to-file penalty work?

Can UK students get funding to study abroad? You may get a grant to cover some of your travel expenses…ContinueSpending arrangements for a dependent student studying abroad

Quick to depreciate. New cars depreciate more quickly than their used counterparts. A vehicle loses the most value in the…ContinueNew car vs used: how to compare value?

Can you donate appreciated stock? You can give more By donating stock that has appreciated for more than a year,…ContinueIf I donate depreciated stock to charity, can I deduct both the market value and the capital loss?

Can you have a Bank of America account while living abroad? Yes. I maintain a Bank Of America account and…ContinueCan a US citizen living abroad with a permanent US address use that address to open a portfolio account?

3-5 years old3-5 years old, and 40,000-60,000 miles. How old is the best deal on a used car? 2-3 years…ContinueOptimal age to sell a used car?

You can also avoid private mortgage insurance with 20% down, or at least lower your PMI cost by putting 10-15%…ContinueFor a mortgage down-payment, what percentage is sensible?

What is a stock vs ETF? You probably already know that a stock represents a fraction, or share, of ownership…ContinueWhy is an ETF, which is tracking foreign equities, ticking in my local time zone?

What is the best way to pay multiple loans? Pay off your debt and save on interest by paying more…ContinueMultiple loans, multiple payers – how to snowball fairly

Is it worth paying voluntary National Insurance contributions? Voluntary National Insurance contributions can help make sure you have enough qualifying…ContinueWisdom of Voluntary National Insurance Contributions in 20’s

How do you read balance sheet? The information found in a balance sheet will most often be organized according to…ContinueWhat does it mean on a 10-K balance sheet when a field is blank for a single year?

What is an example of a tax exemption? Tax-exempt status may provide complete relief from taxes, reduced rates, or tax…ContinueHow does a tax exemption for an action = penalty for inaction?

Can you do a Roth conversion and backdoor Roth in the same year? Thus, the answer to the question is:…ContinueUsing a Roth conversion ladder in a 401(k) while also retaining backdoor Roth IRA conversions

How does 10-year treasury yield affect stock market? The 10-year yield is used as a proxy for mortgage rates. It’s…Continue10-year bond yields’ effects on the stock market

Should you pay off your student loan as soon as possible? Yes, paying off your student loans early is a…ContinuePaying off student loans in anticipation of home purchase

What are the economic factors that affect housing? List of Economic Factors Affecting Housing Market Growth in the Economy: Housing…ContinueConsidering buying a house in town with few major employers (economic stability)

How much money should you have in your pocket? “We would recommend between $100 to $300 of cash in your…ContinueIs there more money in pockets or in banks?

Gross pay is what employees earn before taxes, benefits and other payroll deductions are withheld from their wages. The amount…ContinueWhat’s the difference between gross pay and net pay? What do the withholdings mean?

Similar to a cashier’s check, bank drafts are typically used for large payments overseas. Although it isn’t the quickest way…ContinueCan a draft drawn on a US bank be used overseas?

What if a price to book ratio is less than 1? A low ratio (less than 1) could indicate that…ContinueHow come we can find stocks with a Price-to-Book ratio less than 1?