Opening personal bank account in Marbella, as a non-EU resident

How to open a bank account in Spain

Proof of identity (e.g., passport)
Spanish foreigner identification number (NIE) and certificate (número de identificación de extranjeros)
Proof of address.
Proof of employment status (e.g., student card, employment contract, unemployment documentation)

Can a non-resident open a bank account in Spain?

Yes, a foreign non-resident in Spain can open a bank account. To do so, they must take an ID document (normally a passport) and a certificate of non-residency to any of our branches. Other documents may be requested according to the product they wish to contract.

Can a non EU resident open a bank account?

While the options are limited, it is not impossible for a non-resident who regularly accepts payments from a European client or a tourist to open a bank account in Europe. However, non-residents may have to pay an in-person visit as bank accounts in some countries require the provision of documentation in person.

Which Spanish bank is best for non-residents?

Here are some of the best banks in Spain for non-residents.

BBVA Bank Spain. …
Banco Popular. …
Santander Bank. …
Sadabell Bank Spain. …
Bankia Spain. …
Revoult Spain. …
N26 Online Bank. …
TransferWise.

Do I need an NIE number to open a bank account in Spain?

You don’t need a NIE Number in Spain to open a Bank Account.

How do I open a Spanish bank account in Spain?

How to open a bank account in Spain

Proof of identity (e.g., passport)
Spanish foreigner identification number (NIE) and certificate (número de identificación de extranjeros)
Proof of address.
Proof of employment status (e.g., student card, employment contract, unemployment documentation)

What is the difference between a resident and non-resident bank account in Spain?

As the name suggests, resident accounts are for people living in Spain, and non-resident accounts are for people living abroad who may still wish to have an account there. A non-resident account might be the right choice for you if you’re buying property in Spain, but won’t be living there most of the time.

Which countries allow non-residents to open bank account?

What is this? The good news is that, in some countries, like Lithuania, Poland and Bulgaria, you can easily open a bank account without being a resident. In some cases, all you need to provide is your passport. In other cases, you will need to provide a proof of residency from your country.

What is the easiest country to open a bank account?

Generally, Belize is considered one of the easiest countries to have a bank account. The reason behind the popularity of Belize is its stability. To begin with, Belize’s offshore banking system is among the most stable in the world based on its liquidity rates.

How can a non resident open a bank account online?

In most cases, a non-U.S. citizen cannot open an account online. Instead, you’d need to visit a branch for a bank or credit union to open an account. Santander Bank, for example, accepts online applications only from U.S. residents or resident aliens who have a Social Security number or ITIN.

Can I open Spanish bank account online?

If you’re not in Spain or planning to visit anytime soon, you can open your new Spanish bank account online. It depends on the bank whether you can complete the whole process online, but many banks will require at least one in-person visit to a branch to hand over your documents.

Can I have an English bank account if I live in Spain?

Those living abroad will almost certainly hold a local bank account, and they have a legal right to a basic bank account in the EU country they live in, meaning a UK bank can offer them banking services but without add-ons like overdrafts.

How do I get a Spanish NIE number?

A NIE may be requested directly in Spain or at the Consular Office of the applicant’s country of residence. The request may be made in person or through a duly accredited representative. The physical presence of the applicant or of their representative is mandatory in every case.

Can I open a bank account with a tourist visa?

Yes you can. I’m a foreigner who uses a tourist visa to enter America and Bank of America opened a checking account for me. I had to go into the branch with my passport and a driving license and it was opened with $100. You do need to give a US address so statements can be sent out but that’s about it.

Can I open N26 without residence permit?

All you need is a German address—no Anmeldung necessary. You’ll get a local German IBAN, which means no worrying about inconvenient T&C’s that sometimes come with foreign IBANs.

What documents do I need to get an NIE number in Spain?

In order to obtain the NIE in Spain, you will have to fulfill the following requirements.

Proof of previous appointment.
Passport or identity card from your country of origin.
Form EX-15 of Application for Foreinger Identity Number.
Completed and signed fee.

Is Spanish NIE proof of residency?

Please also note that any foreigner who lives and resides in Spain must get the residence certificate, that is different from the NIE number and which is a legal document which confirms that person is living and residing in Spain. This document is also issued by the police offices.

How long can I stay in Spain without becoming a resident?

How long can I stay in Spain without becoming a resident? You can stay in Spain for a maximum of 183 days per year (6 months) in order to not become a resident. If you spend an extra day (184 days and onwards), you will be regarded as a resident, hence paying resident taxes in the country.

How long can I stay in Spain if I have an NIE number?

three months

The Same Number for Life
The NIE certificate that you receive when you return to your local national police (“policia nacional”) station to pick it up is actually only valid for three months. However, the allocated NIE Spanish number is unique to you, and will be yours for life.

What’s the 90 day rule in Spain?

How does the ’90/180-day rule’ work? Without a visa, you can only stay in Spain for 90 days within a 180-day period. You can use your 90 days as you wish, either staying for 90 days in a row or breaking the days up into smaller chunks. Either way, you cannot be in Spain for more than 90 days in a 180-day period.

Can I own a car in Spain as a non resident?

Spanish law allows foreign nationals, both residents and non-residents, to purchase a car in the country. According to the General Directorate of Traffic, about 861,000 cars were sold in Spain between January and December 2021. The market is full of dealers offering various new and used cars.

What are the benefits of having Spanish residency?

Six Reasons to Consider Spanish Residency Visa

Rising Real Estate Prices. According to several market surveys, the property prices in Spain have risen continually since the Spanish property crash in 2008. …
Healthiest Climate in World. …
Lifestyle. …
Visa Free Travel. …
Citizenship. …
Safety.

How much money do I need in the bank for Spanish residency?

You must have income of at least €25,560 annually, plus €6,390 per each additional family member. Income may be derived from investments, annuities, sabbaticals and any other sources of income. The visa issued will have a validity of three months and fifteen days, with multiple entries and 90 days of stay in Spain.

What are the disadvantages of taking Spanish residency?

The disadvantage of Tax Residency
Tax residency means that the foreigner in Spain who has this status will have to pay all the taxes that the residents must pay; still, they are not considered the country’s residents. So, they pay those taxes as non-residents.