NAVIENT Auto-Pay Amount Cap
How do I increase autopay on Navient?
Add more to your Auto Pay amounts
- Log in and select Auto Pay.
- Input the amount you’d like to pay toward each loan. (Loans with a 16-digit loan number can only be enrolled for the Monthly Payment Amount at this time.)
- Select Preview to check your inputs.
- Select Submit to change your amounts.
What is the maximum monthly student loan payment?
The loan term is 12 to 30 years, depending on the total amount borrowed. The monthly payment can be no less than 50% and no more than 150% of the monthly payment under the standard repayment plan.
Loan Term for Extended/Graduated Repayment.
| Loan Balance | Maximum Loan Term |
|---|---|
| $60,000 or more | 30 years |