Issue with Debit Card Payment But My Bank Says There’s No Problem

Why isn’t my card working even though it has money?

Even if you have money in your account, your debit card can be declined for a number of reasons. The bank could have blocked the card for fraud prevention, the store may not accept your card type, the card could be damaged or have expired or you may have entered the wrong PIN.

Why I cant make transactions with my debit card?

A common reason why your card hasn’t worked for an online purchase is you’ve accidentally entered in the wrong card number, expiry date or CVV number. All it takes is one number to be wrong, which is an easy error to make.

Why is my debit card declined when I have money online?

A different bank account has funds

You might have money in your savings account, but the checking account or money market account you’re withdrawing funds from has a negative balance. Some financial institutions may deny you from overdrawing from your account, preventing you from making a debit card purchase.

Why is my bank declining payments?

There is a large number of reasons why a credit card may be declined, from there not being enough funds available on the card, to the card being expired, the billing address being incorrect, etc.

Why are my transactions being declined?

This generally occurs for one of two reasons: The customer’s credit card issuing bank did not approve the transaction. This could be for insufficient funds, frozen account status, invalid credit card number or expiration date, etc.