2 April 2022 19:02

Is this a scam I’m using craigslist. “I’ll proceed in issuing a cashier’s check to you & when you receive the payment & it clears your bank, I will make arrangements for the pick up. I will also add an additional $50 to hold it down for me.”

The cashier’s check for more than you requested is fraudulent. You deposit it, it appears to clear, but then ~2 weeks later, it bounces, the bank takes back the money PLUS penalties and fees….

Can I verify a cashier’s check online?

Only the bank that issued a cashier’s check can truly verify it. Keep in mind that you can’t verify a cashier’s check online, but other options are available. If the check is issued from a bank that has a branch near you, there’s no better approach than to take the check into the bank and ask for verification.

How do you tell if someone is scamming you on Craigslist?

How to Spot a Scam on Craigslist

  1. Avoid Craigslist ads that seem too good to be true.
  2. Don’t buy items from a Craigslist seller who seems too urgent.
  3. Never send payment in advance for a Craigslist item.
  4. Meet in person to make your Craigslist purchase.
  5. Pay close attention to the Craigslist ad description.

How can I verify if a cashier’s check is real?

The payee’s name should already be printed on a cashier’s check (this is done at the bank by a teller). If the payee line is blank, the check is fake. A genuine cashier’s check always includes a phone number for the issuing bank. That number is often missing on a fake check or is fake itself.

Can you get scammed by accepting a cashiers check?

Don’t assume you have the funds until the cashier’s check has cleared. If a cashier’s check is not genuine, and, you unknowingly accept a fraudulent cashier’s check in exchange for goods or services, you will likely be the one who suffers financial loss.

What should I say to a Craigslist scammer?

They want to verify your identity by sending a pin to your mobile device.

  • Flag Listings Directly on Craigslist or via Email Reply.
  • Notify the FTC Via Its Complaint Assistant.
  • Report the Scam on econsumer.gov.
  • Report the Scam to the Better Business Bureau.
  • File a Complaint With the FBI’s Internet Crime Complaint Center (IC3)

What can a Craigslist scammer do with my email?

If You Fall for the Craigslist Scam

But the scammer can do a lot of damage while they’re in your email account, such as resetting the password for other accounts, contacting your friends with fake requests for money, and similar.

Is it safe to accept cashier’s check on Craigslist?

Don’t accept cashier/certified checks or money orders – banks cash fakes, then hold you responsible. Transactions are between users only, no third party provides a “guarantee”. Never give out financial info (bank account, social security, paypal account, etc).

How do I verify a buyer on Craigslist?

Count the money in the public location that you’ve chosen to meet to verify that the money is all there. This is the only way to verify that your transaction is legitimate, and an honest seller will have no problem allowing you to take the necessary precautions to ensure you’re getting what you are paying for.

Are cashier’s checks safe on Craigslist?

Cashier’s checks are not great for people who don’t know each other at all, like two strangers on Craigslist. That’s because there’s always a possibility that they are fake. Usually the scammer gives the victim a check for more than they asked for, and then asks them to pay the extra money to an apparent third party.

What happens if you deposit a fake cashier’s check?

If you deposit a cashier’s check that turns out to be counterfeit, your bank will reverse the deposit from your account. If you have already spent some or all of the money, you are responsible for paying it back to the bank. Your only recourse would be against the person who wrote the check-in the first place.

What happens if you get scammed on Craigslist?

If you’re a victim of a Craigslist scam, you may want to get in touch with your local police department. It can pursue criminal charges and possibly help you recover any money or items that were stolen.

Will a scammer come to my house?

We have heard such reports in the past and to our knowledge no scammer has actually come to the victim’s house.” Unfortunately, it is easy for scammers to find your home address online. In many cases, the impostor scams come from places outside the U.S. such as Jamaica and Costa Rica.

How do you know if your getting scammed?

Some 7 signs that you are being scammed:

  • A company is contacting you out of the blue. …
  • You’ve been rejected for credit, but you’ve got a good credit history. …
  • You’re being rushed. …
  • Your bank is asking you for your PIN number personal information. …
  • The letter or email you have received is full of dodgy spelling and bad grammar.

How can you identify a scammer?

Common online scam signs

  1. Tries to gain trust. An online scam will often try to gain your trust in some way. …
  2. Emotional. Act now or the IRS will place a lien against your home. …
  3. Asks for action. …
  4. Unexpected contact. …
  5. Asks for personal info. …
  6. Overpays you. …
  7. Promises something. …
  8. Wire transfer request.