18 June 2022 18:13

Is There an Investment Vehicle Which Guarantees Returns?

What investment has a guaranteed return?

Treasury Bonds



Treasury bonds, also known as T-bonds, are guaranteed by the full faith and credit of the U.S. government depending on how long they take to mature. On your end, treasuries will act just like a CD in many ways.

Is there such thing as a guaranteed investment?

A guaranteed investment is a product whose principal and return are guaranteed by a government or financial institution to which money is loaned in exchange for interest. One of the advantages of a guaranteed investment is that you know its value at maturity. However, several conditions may apply.

What is the most suitable investment vehicle?

Retirement Accounts



Retirement accounts are always some of the best types of investment vehicles and the sooner you open these accounts, the better. The most popular types of retirement accounts include: Traditional 401(k). Typically offered to employees who work for large, for-profit businesses.

Which investment vehicle carries the least risk?

The investment type that typically carries the least risk is a savings account. CDs, bonds, and money market accounts could be grouped in as the least risky investment types around. These financial instruments have minimal market exposure, which means they’re less affected by fluctuations than stocks or funds.

How can I make 5% on my money?


Quote: But you can also lose your shirts all right here's my shirt you can have it the second way that you can make 5%. On your money is through bonds bond ETFs or bond mutual funds. Bond.

How can I make 10% on my money?

How Do I Earn a 10% Rate of Return on Investment?

  1. Invest in Stocks for the Long-Term. …
  2. Invest in Stocks for the Short-Term. …
  3. Real Estate. …
  4. Investing in Fine Art. …
  5. Starting Your Own Business (Or Investing in Small Ones) …
  6. Investing in Wine. …
  7. Peer-to-Peer Lending. …
  8. Invest in REITs.

Where can I invest my money for a good return?

Now, let us take a quick understanding of each of the best investment options with high returns in India 2022 one by one:

  • Unit Linked Insurance Plan (ULIP) …
  • Public Provident Fund (PPF) …
  • Mutual Fund. …
  • Bank Fixed Deposits. …
  • National Pension Scheme (NPS) …
  • Senior Citizen Savings Scheme. …
  • Direct Equity. …
  • Real Estate Investment.

Where can I put my money to earn the most interest?

Reap a higher return by stashing your cash in a higher interest savings account, stocks and shares ISA or a credit union.



Summary: 4 ways to earn more interest

  • Look for high-interest savings accounts.
  • Switch to a current account with a higher interest rate.
  • Consider a stocks and shares ISA.
  • Join a credit union.


Which investment gives highest return?

8 best investment plans in India for high returns

  • Saving Account.
  • Liquid Funds.
  • Short-Term & Ultra Short-Term Funds.
  • Equity Linked Saving Schemes (ELSS)
  • Fixed Maturity Plans.
  • Treasury Bills.
  • Gold.


What is the safest fixed income investment?

Some of the safest bonds include savings bonds, Treasury bills, banking instruments, and U.S. Treasury notes. Other safe bonds include stable value funds, money market funds, short-term bond funds, and other high-rated bonds.

How can I double my money without risk?

Below are five possible ways to double your money, ranging from the low risk to the highly speculative.

  1. Get a 401(k) match. Talk about the easiest money you’ve ever made! …
  2. Invest in an S&P 500 index fund. …
  3. Buy a home. …
  4. Trade cryptocurrency. …
  5. Trade options. …
  6. How soon can you double your money? …
  7. Bottom line.


How do I get a guaranteed 5 return?

There’s no totally safe way to earn 5% consistently.

  1. Checking. A transactional account that allows for numerous withdrawals and unlimited deposits. …
  2. Savings. A bank account that keeps your money safe and secure, while paying you interest.
  3. MMA. …
  4. CD. …
  5. 401K. …
  6. Brokerage. …
  7. REIT. …
  8. Robo Advisor.

Is a 6% rate of return good?

A good return on investment is generally considered to be about 7% per year. This is the barometer that investors often use based off the historical average return of the S&P 500 after adjusting for inflation.

How do you get a 20% return?

You can get 20% ROI (or more) by (i) buying a cash-flowing blog, (ii) investing in real estate using debt to enhance your returns, (iii) purchasing a profitable absentee business (e.g., laundromats, FedEx routes, etc.) or (iv) buying high cash-flowing assets like vending machines and ATMs.

What’s the best thing to do with a lump sum of money?

What to Do With a Lump Sum of Money

  • Pay down debt: One of the best long-term investments you can make is to pay off high-interest debt now. …
  • Build your emergency fund: Every household should have at least $1,000 saved in an easily accessed emergency fund. …
  • Save and invest: …
  • Treat yourself:


Where is the best place to deposit a large sum of money?

Treasury bills



Most checking and savings accounts, as well as CDs and money market accounts, offer deposit insurance up to $250,000. This is an important benefit.

What is the best investment for a lump sum?

Top Mutual Funds for Lumpsum Investments

  • Canara Robeco BlueChip Equity Fund Direct-Growth.
  • Baroda BNP Paribas Large Cap Fund Direct-Growth.
  • UTI Nifty200 Momentum 30 Index Fund Direct-Growth. …
  • Nippon India Credit Risk Fund Direct-Growth.
  • HDFC Credit Risk Debt Fund Direct-Growth.