Is afni a debt collector?

What account is afni?

Afni Collections is a debt collection on your credit report. They purchased your debt from a creditor (i.e. a credit card or loan company). They may attempt to communicate with you via mail or phone calls (demanding payment). Even worse, a collections account now appears on your credit report.

How do I remove afni from my credit report?

One way to go about removing an AFNI collections account from your credit report as reported by the three credit bureaus, if the debt is legitimately yours, is to agree to pay the amount in full only if they remove the account from the credit report. But do not pay them a cent until you have the agreement in writing.

Who is anfi?

Afni, Inc. aka Anderson Financial Network, Inc. is a collection agency located in Bloomington, Illinois. The company has been in business since 1938 and handles collections for large companies like Verizon Wireless, Sprint, Comcast, T-Mobile, and others.

How do you pay off afni collections?

Wait until you have, in writing, a letter confirming AFNI will consider the debt paid in full and remove negative items from your credit report in exchange for your payment. Once you have this agreement in writing, you can then pay the agreed-upon amount.

Who does afni collections collect for?

AFNI is one of the primary debt collection agencies used by Verizon. Many consumers have complained that AFNI has attempted to collect on debts they say are from Verizon Wireless, but when the consumers have called Verizon, their debt could not be validated.

Can you negotiate with AFNI?

If you don’t want to go through all the trouble of writing letters and negotiating with AFNI Collections on the phone, consider hiring a credit repair company to help. A credit repair company is equipped to deal with aggressive debt collectors to help you get the best possible outcome.

Does AFNI collections sue?

Though AFNI is not allowed to threaten lawsuit or wage garnishment, if you do not pay a valid debt owed to them, AFNI collections may legally sue you in a court. If they get a default judgement against you in court, the judgement will state the amount you owe and allow them to garnish your wages for that amount.