23 June 2022 23:21

In which European countries do ATMs impose an extra surcharge for withdrawals?

Do ATMs in France charge a fee?

French banks do not charge ATM withdrawal fees. There may be a local (French) fee if you use a non bank ATM. The French postal system is also a banking network so all of the post office ATMs are free as well. Typically, the exchange networks such as Pulse or Cirrus charge a 1% currency conversion fee.

What is a surcharge ATM fee?

An ATM surcharge is an extra charge levied by a bank for using its ATM machine. This could come from a bank with which a person is affiliated (the bank the issues the card). Alternately, it may come from a different bank or ATM machine that charges for use.

Do German banks charge ATM fees?

Germany’s major banks don’t charge ATM fees to foreigners. Privately operated ATMs, however, may charge high fees. You can distinguish private machines from bank ATMs because they don’t have a bank’s name and branding. Instead, they’ll have names such as Cashpoint, Cashzone, Euronet or Travelex.

How much are ATM fees in Germany?

2. Local charges. Germany’s major banks don’t charge ATM fees to foreigners.

Which ATMs to avoid in Europe?

Avoid “independent” ATMs, such as Travelex, Euronet, Moneybox, Your Cash, Cardpoint, and Cashzone. These have high fees. Note that these “independent” ATMs are often found next to bank ATMs in the hope that travelers will be too confused to notice the difference.

How much are ATM fees in Europe?

Foreign ATM Fees at the Top 10 Banks

Bank Foreign ATM Withdrawal Fee Foreign ATM Transaction Fee
Chase $5 3%
Citibank $2.50 3%
U.S. Bank $2.50 2% in USD or 3% in international currency
PNC Bank $5 3%

How can I avoid ATM fees in Europe?

Many international travelers encounter foreign transaction fees while making purchases or withdrawing cash from an ATM in a foreign country. The easiest way to avoid a foreign transaction fee is to use a debit or credit card that waives foreign transaction fees while traveling abroad.

What banks have no international ATM fees?

Banks with no international ATM fees

  • Aspiration.
  • Betterment.
  • Charles Schwab.
  • Capital One.
  • Alliant Credit Union.
  • First Republic Bank.
  • Fidelity.
  • USAA.

What bank ATM does not charge fees?

Best banks for free ATMs

  • Citibank: Best brick-and-mortar bank for free domestic ATM access.
  • LendingClub: Best bank for free domestic ATM access (tie).
  • Axos Bank: Best bank for free domestic ATM access (tie).
  • Consumers Credit Union: Best credit union for free domestic ATM access.

Which ATMs in Spain are free?

Here are the ranges for each bank:

  • Kutxabank: no fees.
  • Banca March: no fees.
  • Deutsche Bank: no fees.
  • ING: no fees.
  • Bilbao Bizkaia Kutxa (BBK): no fees.
  • Unicaja Banco: no fees.
  • Eurocaja Rural: no fees.
  • iberCaja: no fees – €1.75.

Which bank has unlimited free ATM transactions?

However, there are three private banks operating in the country, which are offering unlimited free ATM transactions to their customers. These banks are IndusInd Bank, IDBI Bank and Citi Bank.

What is a regional ATM withdrawal fee?

$3.00 This fee is charged at the end of the statement cycle for each withdrawal or balance inquiry and will appear as “Regional ATM Withdrawal Fee” or “Regional ATM Inquiry Fee” on your statement.

Who has the cheapest ATM fee?

Capital One ATM fees were one of the cheapest ATM fees of the banks surveyed for using non-network ATMs. First Horizon Bank and Comerica Bank charged $2 per withdrawal for non-network ATMs in the United States, and all other banks charged at least $2.50.

What is the highest ATM fee?

Highest and lowest ATM fees by metro area

Rank City Avg. total ATM fee
1 Atlanta $5.23
2 Phoenix $5.17
3 Cleveland $5.13
4 Detroit $5.12