1 April 2022 2:27

How to get zenka loan without smartphone

You can register for the Zenka loan using the USSD code *841# or *483*101# if you do not have a smartphone. The procedure includes: Dial *841# Enter your user PIN and select “Apply for a loan” option.

How can I get Zenka loan by SMS?

How Can I Get Zenka Loan Through SMS?

  1. Dial the USSD Code *841#,
  2. Enter your 4-digit PIN and select the “Apply for a loan” option.
  3. Zenka will display a notification showing your loan limit.
  4. Select “Apply for Full Limit” or enter your desired loan amount.
  5. Select the loan repayment period, and you’re done.

How do I apply for a Zenka loan offline?

UPDATE: You can apply for a loan on the Zenka loan platform without installing the app on your phone. You will simply need to dial *841# on your phone or *483*101# and follow the steps. Start by registering and then proceed to find out how much money you qualify for as a loan.

Why is Zenka not giving me a loan?

A sizeable number of Zenka borrowers are of the notion that the lender has ceased offering loans. This is as a result of numerous ‘Not eligible’ responses they receive each time they open the Zenka app to apply for a loan irregardless of whether one is in good standing with the lender or not.

How do I borrow from Zenka to USSD?

How to Apply for Zenka Loan Through USSD

  1. Dial *841# and enter your PIN to continue or select Register if not yet registered.
  2. Select Apply for loan.
  3. Read and Approve the Zenka loan terms and conditions.
  4. You will then see your loan limit on the screen.
  5. Select the loan amount and then approve it.

How can I get a loan without a smartphone?

USSD loans in Kenya that don’t need a smartphone to apply

  1. #1 Timiza. Timiza is a banking service that is offered by ABSA bank (formerly Barclays bank). …
  2. #2 KCB MPesa. The KCB mpesa service is another way to get a loan in Kenya through USSD code. …
  3. #3 Zenka loan. …
  4. #4 HF Whizz. …
  5. #7 Hela247. …
  6. #8 M-fanisi. …
  7. #9 Okolea.

How can I get a loan through USSD?

In this article, we discuss what the USSD platform is, and how you can use it to access a quick loan in Nigeria.
USSD Code for Loans in Nigeria.

Platform USSD Code for Loans
First Bank First Advance *894*11# or *894#
Glo Cash *322*1*04225701*Amount#
GTBank Soft Loan (QuickCredit) *737*51*51#
Interswitch *322#

How can I get my Zenka pin?

I forgot my PIN number; how can I log in to the Zenka app?

  1. Start the application,
  2. Click on “Sign in”,
  3. Click on “Forgot PIN?” located on the top right side of the application,
  4. Provide an answer to the security question and click “Continue”,
  5. Select your new PIN, confirm and click on “Save new PIN”.

What is Zenka interest rate?

Once the first loan has been repaid, a customer can continue accessing Zenka loans at interest rates of between 9 and 39%. Zenka has also increased the maximum loan limit for subsequent loans by a customer from Ksh30,000 previously to a high of Ksh42,000. The tenure for all Zenka loans is up to 61 days.

How do I install Zenka Loan App?

Visit the Google Play Store. Search for Zenka Loan App and download it on your mobile. After downloading our app, choose how much money you need and sign up with Zenka. Your application will be evaluated, and when it is approved, you will receive money on your M-Pesa account.

How do I apply for a Bayes loan?

How to Borrow Through the Bayes App?

  1. Login to the Bayes App.
  2. Navigate to the loans section.
  3. Click on borrow.
  4. Select the amount you want to borrow.
  5. Submit the information.
  6. Upon loan approval, you will receive the amount in your Bayes Account.

How do I check my Zenka limit?

You can simply confirm your loan limit by login into your Zenka loan account. Once you log in, if you have a loan limit it will be displayed. In case it’s not updated the app will advise you to check on the loan limit later.

How do I pay my Zenka loan via M-Pesa?

How to repay your Zenka Mobile Loan via Mpesa

  1. On your mobile device, go to your Safaricom Toolkit.
  2. Click on the Mpesa menu option.
  3. Choose “Lipa na Mpesa“.
  4. Choose Pay Bill.
  5. Enter business Zenka Paybill number 979988.
  6. On the account number enter your phone number.
  7. Enter the amount to repay.

How do I pay my Zenka loan?

How to Repay zenka loan using zenka paybill number

  1. Open the mpesa menu.
  2. Select lipa na mpesa.
  3. Choose pay bill option.
  4. Select Enter business number and input Zenka paybill number 979988.
  5. Next, input your zenka account number. …
  6. Input amount to pay and Press O.K.
  7. Next, put in your m-pesa PIN to finish the transaction.

How do I pay for Ipesa?


  1. Navigate to M-Pesa in your Safaricom menu on your phone.
  2. Select Lipa na M-PESA.
  3. Choose the Paybill option.
  4. Enter the Paybill number 192010.
  5. For account number, enter your M-Pesa number on which you registered with.
  6. Enter your repayment amount.
  7. Enter your M-PESA pin.

Who owns Zenka?

The apps in the market include Silicon Valley–backed Tala and Branch, as well as Zenka, Opesa and Okash, which is owned by the Norwegian software maker Opera.

What happens if you dont pay Tala?

If you fail to make any payments due to Tala at the due date for payment, Tala will be authorized to apply the Late Fee on such amount loaned to you at a rate to be communicated to you. The adjustments will be communicated to you and will be displayed in the App.

Who owns credit Hela?


O-Stream owns Credit Hela, the third of Mr Zhou’s digital lending firms. O-Stream is owned by Opay Digital Services, which is registered in the United Kingdom. Mr Wang and Han Fang are listed as O-Stream’s directors. The three are among the biggest digital lenders in Kenya.

Who owns Opesa?

Kenya is home to about 100 mobile lending apps, including Okash and Opesa, both owned by the Chinese-owned browsing giant Opera, and which have faced claims of using predatory lending tactics in Kenya.

Is OPesa and OKash the same?

Despite the lenders bearing different providers Okash ( OneSpot Limited ), Opesa ( TK Limited ) and Creditably ( O-Stream CL ). They are all one and the same.

Who owns FairMoney in Nigeria?

Laurin Hainy

Laurin Hainy, Founder & CEO of FairMoney. After four years of providing credit through a loan app, FairMoney has evolved to a digital bank following its Microfinance Bank (MfB) licence from the Central Bank of Nigeria (CBN).

What is credit Hela?

Credit Hela is a loan platform that offers finance to Kenyans to help them meet their daily demands.

Which is the M-Pesa account number of Credithela?

Via M-Pesa menu through Credit Hela Paybill number 7186653 and input your mobile phone number as the account number.

How do I register for Hela pay?

Go to google play store, search for Hela Pesa App and install.
first time hela salary advance applicants

  1. Provide your registration details.
  2. Create your password.
  3. OTP number is sent to your phone.
  4. Enter OTP number for your account to be activated.

How do I repay my Kashway loan?


  1. Navigate to M-Pesa in your Safaricom menu on your phone.
  2. Select Lipa na M-PESA.
  3. Choose the Paybill option.
  4. Enter the Paybill number 900068.
  5. For account number, enter your M-Pesa number with which you registered with.
  6. Enter your repayment amount.
  7. Enter your M-PESA pin.

How do I get a loan from LionCash?

  1. Download LionCash. Download LionCash app from Google Play. store using your Android phone.
  2. Create your Account. Fill out your information and access the app within a minute.
  3. Check Loan limit. Quickly upload your M-Pesa statement and get your loan limit.
  4. Apply & Receive on M-Pesa.
  5. How do I check my Opesa loan balance?

    How To Check Opesa Loan Balance

    1. Sign into the Opesa loan app.
    2. On the very first screen, the loan balance and the due date will be displayed.
    3. To get more detailed info comprising of the installments breakdown, tap on the menu icon located at the top left.
    4. Click ‘Loan Record.