26 April 2022 10:35

How to get loan from 9credit

9Credit is Nigeria’s leading digital lending mobile based personal loans platform. 9Credit is a product of online loan service, registered under Nigeria law. We aim to meet customer’s financial needs for various requirements ranging from purchase of mobile phones, medical needs, bill payments etc.

Is 9Credit loan Real?

9Credit is Nigeria’s leading digital lending mobile based personal loans platform. 9Credit is a product of online loan service, registered under Nigeria law. We aim to meet customer’s financial needs for various requirements ranging from purchase of mobile phones, medical needs, bill payments etc.

What is the interest rate of 9Credit loan?

Inside online money-lending business in Nigeria

This depends on the credit score — a ranking based on the amount of personal and sensitive data the applicant has provided. According to what is stated on the 9credit website, the interest rate is 0.07 per cent per day and is over 25 per cent per annum.

What is the interest rate on KashKash loan?

36.5% to 300%

KashKash offers flexible loan products. For online loans in Nigeria, super loan, and better loans in Nigeria, download and apply for KashKash. The annual percentage rate(APR) from 36.5% to 300%. The interest rate is calculated on a daily basis.

How do I get a Palmcredit loan?

How to get a loan from Palmcredit

  1. Install the app on your phone. The first step is to install the app on your phone. …
  2. Register. Once you have installed the app on your phone. …
  3. Apply for loan. Once you have completed your registration you can apply for loan. …
  4. Get approval. …
  5. Receive your loan.

Is 9Credit registered?

9Credit is Nigeria’s leading digital lending mobile based personal loans platform. 9Credit is a product of online loan service, registered under Nigeria law.

Is Palmcredit approved by CBN?

The parent company – Newedge Finance Limited is fully licensed by the CBN to operate as a finance company in Nigeria. This means that their operations are fully regulated. So, yes. Palmcredit is approved by the CBN, and it’s real.

Which is the best loan app in Nigeria?

Here is a list of top 7 mobile apps for online busines and personal loans in Nigeria.

  1. Paylater. …
  2. Palmcredit. …
  3. Branch. …
  4. QuickCheck. …
  5. Aella Credit. …
  6. FairMoney. …
  7. KiaKia.

How do I repay Sokoloan?

Sokoloan Interest Rate and Repayment

Once your loan is due, the repayable sum will be debited from the bank account linked to your Sokoloan account. You can also choose to repay the loan before its due date through the app. However, you should know that your repayment date cannot be rescheduled.

Who is the owner of 9ja cash?

This is a screenshot of the defaming message 9ja Cash (owned by Sokoloan) sent to contact list of one of its customers. From this, this loan app has earned a blacklist on our platform.

How much can I borrow from Palmcredit for the first time?

The best thing about Palmcredit is not only the convenience, but it’s also the availability and ease of getting credited. Owned and developed by Newedge Finance Limited, Palmcredit is an instant online personal loan provider that gives new and old borrowers up to N300,000.

How much is Palmcredit interest rate?

Palm credit: PalmCredit offers fast loans in small amounts for first-time applicants. You get access to higher loan amounts when you pay back your loans on time. Palmcredit Monthly interest rate ranges from 4%~4.7% while Loans Interest Rate ranges from 14% to 24%.

Is PayLater approved by CBN?

Fintech companies in Africa are increasingly playing in spaces dominated by traditional financial institutions. One Finance, parent company of Nigerian lending platform Paylater, has secured a credit rating.

Can BVN be used to steal money?

Risks in disclosing you BVN

There have been reservations among bank customers about BVN fraud, how fraudsters can use a bank customer’s BVN to steal funds in the bank account of such customer. Nigerian Banker says disclosing your BVN to any person or group does not pose any threat to the funds in your bank account.

Is Okash registered with CBN?

“They are not Nigerian companies, they don’t have an address in Nigeria and they are not registered in Nigeria with the Corporate Affairs Commission and they do not have any licence to do their business.”

Can a bank block your BVN?

Can my BVN be blocked? The CBN has the authority to block your BVN if they discover any illegal transactions or if they receive multiple credible reports of fraud associated with your bank account.

Can I have two BVN?

It’s one BVN per person

You are not meant to have more than one BVN. If you do, you’re going to end up on EFCC watchlist.

Can I change my BVN?

Requirements Needed To Change Your BVN Phone Number.

You can visit any of their official website to obtain their email address or through their mobile app. You can as well visit any of the bank branch to obtain their email address. Tell them you wish to change your bank verification number phone number.

Can banks blacklist you?

To be “blacklisted” by ChexSystems effectively means that you have a very poor ChexSystems score. Due to a history of overdrafts, bounced checks, etc., your score is low enough that any bank considering you for a standard checking account will deny you based on your risk profile.

How can I remove my name from bank blacklist?

In the end, the only way to get out of the “blacklist” is to settle all your debts. While such list does not exist, your bad credit record will prevent you from availing of loans and other banking products in the future.

How do I remove a bank from my blacklist?

Know the law

“If the licence is blocked due to dishonour of the aforesaid cheques – which you have subsequently paid in cash to the debtor – you may obtain a release from the debtor and provide it to the Central Bank of the UAE with a request to remove the block on your licence.”

How long does blacklist last?

This type of listing remains on a credit profile for 2 years. If a consumer continually pays their accounts late, this behaviour could also be listed and will reflect for 1 year. Default listings are removed once the debt has been settled.

How do I check if I’m blacklisted?

The information about the blacklisting can be found in your credit profile as held by the Major Credit Bureaus :- Transunion Credit Bureau ; Experian Credit Bureau; Compuscan Credit Bureau and Xds Credit Bureau.

Does blacklisting still exist?

Blacklisting was, in essence, an informal term used to indicate negative information on someone’s credit report. It was widely used during a time when only negative data would be collected by bureaus. But the term is now obsolete.

What happens if your blacklisted?

What Happens When a Person Is Blacklisted? Blacklisting is intended to deprive a person of the ability to make a living. Professional ties are cut. The person’s reputation and status in the community are damaged.

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