Free Credit Report — Checking for identity theft

How do you know if someone stole your Social Security number?

Telltale signs that your social security number has been hacked

1. #1: Unexplainable changes in your credit score. …
2. #2: Inaccurate banking information. …
3. #3: Changes in your email/snail mail. …
4. #4: False employment records. …
5. #5: Correspondence from the IRS. …
6. #6: Messages from credit agencies. …
7. #7: A fraudulent tax return.

What is the best site to get a free credit report?

AnnualCreditReport.com

Best Overall AnnualCreditReport.com
The Consumer Financial Protection Bureau confirms that AnnualCreditReport.com is the official website that allows you to access each of your credit reports from all three of the major credit bureaus — Equifax, Experian, and TransUnion — at no cost.

How do I remove identity theft from my credit report?

Here are the steps to take to remove it from your credit report once and for all:

1. File a report with the credit agencies.
2. Alert the police.
3. Dispute fraudulent accounts.
4. Dispute fraudulent transactions.
5. Place a fraud alert/credit freeze.

What are 2 things you should do if your identity is stolen?

Sign up for credit monitoring.

1. Notify the company or agency that issued your stolen credentials. …
2. Put a freeze or fraud alert on your credit. …
3. Report the theft to the Federal Trade Commission. …
4. File a report with your local law enforcement agency. …
5. Obtain copies of documents used to open accounts or make fraudulent transactions.

What is the most common form of identity theft?

Financial identity theft

Financial identity theft.
This is the most common form of identity theft — when someone uses another person’s information for financial gain. For instance, a fraudster may use your bank account or credit card numbers to steal money or make purchases, or use your Social Security number to open a new credit card.