Credit and Debit Cards Stopped Working in Spain

Why is my card not working even though I have money on it?

Your card may be declined for a number of reasons: the card has expired; you are over your credit limit; the card issuer sees suspicious activity that could be a sign of fraud; or a hotel, rental car company,or other business placed a block (or hold) on your card for the estimated total of your bill.

Why is my debit card being declined when there’s money on it?

1. A different bank account has funds. You might have money in your savings account, but the checking account or money market account you’re withdrawing funds from has a negative balance. Some financial institutions may deny you from overdrawing from your account, preventing you from making a debit card purchase.

Why is my debit card not working overseas?

Many banks, credit unions, and credit card companies freeze customers’ cards if the cards are used outside of that customer’s normal range of travel. To avoid problems, call your financial institutions the week before you leave. Advise them of all of your destinations and tell them when you plan to return home.

Why is my card not working all of a sudden?

1 Your credit card may stop working if your credit card issuer suspects fraud on your account. For example, someone may be using your credit card number to make purchases in another state. Your credit card issuer may suspect fraud if you spend significantly more than you usually do in a day or make a large purchase.

How do I know if my card is blocked?

When your card is blocked, you cannot make online payments as it will get declined. Also, the card will not be read by the card reader at the ATM or it will not accept the PIN or decline the transaction again. You can confirm if the card is blocked by calling customer care service or at the bank branch.