Consolidating TSPs: Military and Civilian

You may be able to combine your accounts. That means that if you join the federal civilian workforce, you may be able to combine your uniformed services TSP account into your civilian TSP account. Some TSP accounts can’t be combined. You can’t combine your accounts if both are related to active service.

Is now a good time to invest in TSP?

The G Fund is often thought of as the “safest” TSP Fund as it never goes down. It also does not go up very much when the stock market is booming as it has for the last few years.
TSP Returns in 2022: One Fund is Up and One Down 13.30%

FUND	PRICE	Year-to-Date
L 2060	$13.6051	-8.58%
L 2065	$13.6048	-8.58%

Will TSP recover?

In effect, every TSP Fund is down with the exception of the G Fund which so far has gone up 0.09% in January. Investors will not know until February 1st, 2022 how the stock market will perform in January.
Stock Returns So Far Do Not Match Start of Pandemic.

Fund	Share Price	Year-to-Date Return
L 2065	$13.8818	-6.72%

How often should I rebalance TSP?

twice per year

In other words, you rebalance annually or semiannually (twice per year) whenever your current asset allocations are off by 5% or more from your desired allocations. If the current and desired allocations are within 5% of each other, you do nothing.