Can I switch loan officers if the officer keeps trying to go to my mom for everything I am 18, I have my own insurance, a valid drivers license and the loan has been approved. Mom is however the co-signer because I have not been working a year yet

Can a person with bad credit cosign?

Even with poor credit. Someone with bad credit shouldn’t cosign a car loan. There are very rare cases where you may be able to cosign the loan, however 99times out of 100 you will not be able to cosign a car loan with bad credit. Cosigners are usually needed for people with bad credit.