Are credit histories/scores international?
Because of differences in laws and regulations regarding credit reporting, your credit scores and records will differ from country to country. The three main credit bureaus in the US (Equifax, Experian, and TransUnion) also operate in many other countries worldwide, sometimes under other names.
What countries have credit scores?
What countries have credit scores?
- Germany. In Germany, the credit system is modern and refined. …
- Canada. You’re planning your next trip to the north, eh? Canada’s credit building system operates with Equifax Canada and TransUnion Canada. …
- Japan. …
- UK. …
- Spain. …
- Australia.
Which credit reporting agency is used most in Australia?
Equifax
Equifax. This is the largest credit reporting agency in Australia and provides personal and business credit reports country-wide. You can order a free copy of your report in 10 days if you haven’t ordered one in the previous year, or you can sign up for a Equifax package to have your credit file in 24 hours.
Where do ClearScore get their data from?
Experian
Key highlights. Experian is a credit bureau. ClearScore gets your report directly from Experian. ClearScore can’t change the information on your report itself: it has to be changed by Experian.